Cookies on the Kitchen Compare website

We use cookies to ensure that we give you the best experience on our website. If you continue without changing your settings, we'll assume that you are happy to receive all cookies on the Kitchen Compare website.

If you can’t afford to pay for a new kitchen in full upfront, then you’re certainly not alone! Thankfully, most kitchen retailers offer a number of flexible finance deals to help you spread the cost. While many people don’t hesitate to shop around when it comes to finding the best price for their kitchen, we recommend you also take a good look at the finance plans available as these can make all the difference to your final decision.

The finance deals available can generally be broken down into three types: interest-free credit, “buy now, pay later,” or a standard interest-bearing loan with fixed rate interest. Read on below to find out what each plan offers to help you decide which is best for you.

Interest free-------
Maximum Period48 Months60 Months48 Months--48 Months84 Months
Offer EndNo end dateNo end dateNo end date--No end dateNo end date
Deferred Payment PeriodNoNoNo--NoNo
Minimum Spend£1,000£1,000£99--£4,000£2,000
Buy Now Pay Later-------
Pay Nothing Period12 Months12 Months--12 Months12 Months12 Months
Early Settlement Fee£0£0--£25£0£0
Following interest Period36 or 60 Months36 Months--60 Months48 Months60 Months
Minimum Spend£500£500--£500£500£1,000
Interest Bearing Loan-------
Period Available3-60 Months12-84 Months-24-60 Months24-60 Months24-84 Months60 or 84 Months
APR%17.9%5.9%-2.9% to 3.6%5.9%4.9%6.9%
Minimum Spend£75--£1,000£250£1,000£1,000