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If you can’t afford to pay for a new kitchen in full upfront, then you’re certainly not alone! Thankfully, most kitchen retailers offer a number of flexible finance deals to help you spread the cost. While many people don’t hesitate to shop around when it comes to finding the best price for their kitchen, we recommend you also take a good look at the finance plans available as these can make all the difference to your final decision.

The finance deals available can generally be broken down into three types: interest-free credit, “buy now, pay later,” or a standard interest-bearing loan with fixed rate interest. Read on below to find out what each plan offers to help you decide which is best for you.

Interest free-------
Maximum Period36 Months36 Months36 Months48 Months36 Months--
Offer EndNo end dateNo end dateNo end date6th May 2018No End Date--
Deferred Payment PeriodNoNoNoNoNo--
APR%0%0%0%0%0%--
Deposit10%£0£1010%---
Minimum Spend£3,000£3,000£600£5,000---
Buy Now Pay Later-------
Pay Nothing Period12 Months---12 Months-12 Months
Early Settlement Fee£0---£25-£0
Following interest Period36 Months---60 Months-60 Months
APR%8.9%---6.9%-6.9%
Deposit10%---£100-10%
Minimum Spend£1,000---£250-£1,000
Interest Bearing Loan-------
Period Available12-60 Months-12-60 Months24-60 Months24-60 Months-60 Months
APR%4.9%-7.9%2.9% to 3.6%5.9%-6.9%
Deposit10%-£1020%£100-10%
Minimum Spend£500-£300£1,000£250-£1,000